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FILE -- In this July 29, 2009 file photo, President Barack Obama listens to a question during a town hall meeting on health care at a supermarket in Bristol, Va.  (AP Photo/Steve Helber, File)AP – It’s one issue in the health care debate that nearly everyone — even the insurance lobby — seems to agree on: Better consumer protections are needed to end the nightmare of not being able to get covered for a treatable, if costly, illness.